Your Guide to Safe Holiday Shopping Online and In-Person
The season of giving is here, and gift lists are growing fast. Whether you're clicking "add to cart" from your phone or browsing decorated storefronts downtown, these holiday safe shopping tips will help you protect your money, your data, and your peace of mind. A few smart habits can go a long way in keeping your personal information and finances safe.

Online Shopping Tips
  • Shop on secure websites. Before you buy, check that the site's address starts with "https" and look for the padlock symbol in your browser's address bar. These signs mean your connection is encrypted. If they're missing, shop elsewhere.
  • Think before you click. If an offer sounds too good to be true, it probably is. Avoid clicking ads or links promising unbelievable holiday deals — do a quick search first to see if the offer is legitimate.
  • Use a reputable payment gateway. Stick to trusted payment options like PayPal or Stripe when checking out. These add an extra layer of protection between your financial details and the merchant.
  • Monitor your financial statements. Check your bank and credit card statements regularly throughout the season. Catching an unauthorized charge early gives you the best chance of resolving it quickly.
  • Set up debit card alerts. Block transactions or set up notifications based on location, merchant type, transaction type, or spending limits. Setting up debit card alerts can stop or catch fraudulent activity early.

In-Person Shopping Tips
  • Inspect card readers before you pay. Card skimmers can be attached to in-store checkout terminals. Before swiping or inserting your card, check the reader for anything loose, misaligned, or out of place. When possible, tap to pay. It's faster and far more secure.
  • Keep an eye on your card at checkout. Never let your card leave your sight during a transaction. Shield the keypad with your hand when entering your PIN and make sure the amount on the screen matches your purchase before you approve it. For an added layer of protection, keep your debit card stored in an RFID card sleeve to avoid digital skimming attempts.
  • Hold onto your receipts. Whether you go paperless or keep the slip, receipts are your proof of purchase if a charge shows up incorrectly on your statement. Review them against your bank account within a day or two of shopping.
  • Stay alert in crowded aisles and checkout lines. Keep your bag zipped and close to your body, and stay aware of who's around you, especially in tight spaces like checkout lines and store entrances.
Shop smart, celebrate fully. By staying alert online and in person, using secure payment methods, and trusting your instincts, you can protect yourself from scams and theft. Share these tips with friends and family, and enjoy a brighter, worry-free holiday season.