Operating lines of credit are popular solutions to help fund the working capital needs of your business. Enjoy the convenience and flexibility an operating line of credit offers over a term loan. Gain access to funds – when you need it and what you need it for.
Borrowers are able to use and reuse their operating line of credit at their discretion up to a certain credit limit.
When payments are made on the operating credit account, those funds become available to borrow again.
Even after the line of credit is paid down, the account remains open for continued use until the lender or borrower decides to close the account.
Operating lines of credit are commonly used for:
Financing capital expansion
Providing a safeguard for potential cash flow difficulties
Wonderful bank, good relationship and a real hometown feel, just minutes from the metro but personal, we do business and personal banking! 5 star for sure!
Stacy
I worked with [Business Banker] at FNC Bank for a business loan. Out of all the banks I talked with, I had the best experience with FNC BY FAR. He treated me with so much kindness and professionalism. He was incredibly responsive throughout the whole process as I submitted paperwork and was flexible to work with my business timeline. After such a positive loan experience, I chose to setup all of my business banking at FNC. I am looking forward to working with them for years to come!!
Kaitlyn
My husband and I had a business idea and were not sure if the financing would work out. I'm so glad we called [Business Banker]. He was easy to work with, very responsive, and clearly knowledgeable in his field. Highly recommend.
Mindy
This bank is outstanding! We have been with them since they acquired the Dresser Branch in 2014 / 2015. We have our personal + business accounts with them. The business side [Business Banker] has been great to work with. Until recently we had only gotten business loans through them. When we were looking to build a new home, we inquired who we should talk to. He sent over [Mortgage Lender's] contact information. Which I immediately contacted him. The speed of the response and knowledge he has was amazing! Our construction loan and mortgage were very complicated for many reasons. Both lenders worked together and got everything done with very little from us, they took the ball and ran with it! We are very happy and always refer these guys and FNC Bank to anyone looking for a loan.
Bryan & Katie
This is the best bank! I have NEVER had such a great experience! The staff are super friendly and [Business Banker] managed to get me a business loan, which I thought would be impossible. I had been turned down by my own bank of 5 years, but he invested in me, the person, and not my credit score. This is how banking should be. Top notch. I can't recommend them enough!
Rebecca
My business partner and I were searching for banks to help us through the process of obtaining a loan so that we could open our insurance agency. [Business Banker] at the Hudson branch was amazing to work with. He was knowledgeable, available, and awesome. We couldn't have been happier with the experience that we had with him at FNC bank.
Cody
I have been working with FNC Bank for 25 years for my personal banking and 15 years for my commercial banking needs. The folks at FNC are knowledgeable, kind, fair and always looking out for my best interest! I am very pleased that I chose to make First National Community Bank, MY bank 25 years ago and trust that I am in good hands for the next 25 years!
Joseph
If I could give them 10 stars I would! [Business Banker] has been awesome to work with. He made my business start up process so easy. I'm so grateful for him and the other staff who have just been awesome to work with.
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