FNC Bank offers comprehensive business checking accounts designed to meet the unique financial needs of small businesses. Whether you're a budding startup or a well-established corporation, leverage tailored solutions designed for businesses like yours.
Essential Checking for Business
An Essential Checking account offers business owners a versatile solution to effectively manage their finances—from standard transactions to robust cash management tools. With no minimum balance and no monthly service charge, this account is designed to make managing your business finances simple and stress-free.
No minimum balance
No monthly service charge
First 50 written checks and 50 deposited checks free each month2
Power Checking is an elevated checking solution designed for business owners that desire more. This account offers interest earnings along with enhanced check writing and deposit capabilities. It's the financial partner that works as hard as you do.
Earns interest1
$2,500 minimum balance
No monthly service charge if minimum balance is maintained. $10 monthly service charge if the balance drops below the minimum any day during the month
First 100 written checks and 100 deposited checks free each month2
Positive Pay swiftly verifying each check’s authenticity
Reliability. We have been a strong, locally-owned community bank for over 100 years, with third-generation family ownership
Efficient and personalized service. Our decision-makers are in-house, enabling fast turnaround times and the personal attention to your banking needs that our customers have come to appreciate
1Contact a banker for today's rates. We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal balance in the account each day. 2A fee of $0.25 applies per check written or deposited beyond the number included in this account. 3If paper statements are preferred, there is a fee of $5 per statement. 4Fees may apply.
I have been working with FNC Bank for 25 years for my personal banking and 15 years for my commercial banking needs. The folks at FNC are knowledgeable, kind, fair and always looking out for my best interest! I am very pleased that I chose to make First National Community Bank, MY bank 25 years ago and trust that I am in good hands for the next 25 years!
Joseph
Wonderful bank, good relationship and a real hometown feel, just minutes from the metro but personal, we do business and personal banking! 5 star for sure!
Stacy
My husband and I had a business idea and were not sure if the financing would work out. I'm so glad we called [Business Banker]. He was easy to work with, very responsive, and clearly knowledgeable in his field. Highly recommend.
Mindy
My business partner and I were searching for banks to help us through the process of obtaining a loan so that we could open our insurance agency. [Business Banker] at the Hudson branch was amazing to work with. He was knowledgeable, available, and awesome. We couldn't have been happier with the experience that we had with him at FNC bank.
Cody
This bank is outstanding! We have been with them since they acquired the Dresser Branch in 2014 / 2015. We have our personal + business accounts with them. The business side [Business Banker] has been great to work with. Until recently we had only gotten business loans through them. When we were looking to build a new home, we inquired who we should talk to. He sent over [Mortgage Lender's] contact information. Which I immediately contacted him. The speed of the response and knowledge he has was amazing! Our construction loan and mortgage were very complicated for many reasons. Both lenders worked together and got everything done with very little from us, they took the ball and ran with it! We are very happy and always refer these guys and FNC Bank to anyone looking for a loan.
Bryan & Katie
If I could give them 10 stars I would! [Business Banker] has been awesome to work with. He made my business start up process so easy. I'm so grateful for him and the other staff who have just been awesome to work with.
Mark
I worked with [Business Banker] at FNC Bank for a business loan. Out of all the banks I talked with, I had the best experience with FNC BY FAR. He treated me with so much kindness and professionalism. He was incredibly responsive throughout the whole process as I submitted paperwork and was flexible to work with my business timeline. After such a positive loan experience, I chose to setup all of my business banking at FNC. I am looking forward to working with them for years to come!!
Kaitlyn
This is the best bank! I have NEVER had such a great experience! The staff are super friendly and [Business Banker] managed to get me a business loan, which I thought would be impossible. I had been turned down by my own bank of 5 years, but he invested in me, the person, and not my credit score. This is how banking should be. Top notch. I can't recommend them enough!
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