Commercial construction loans are tailored financial solutions that cater to business owners looking to purchase, construct and hold residential or commercial properties for business use. Loans can also be used for multi-family and non-owner-occupied buildings.
FNC Bank commercial construction loans are ideal for building new facilities or upgrading existing and purchased facilities to better serve business needs. During the initial construction and stabilization period, borrowers benefit from interest-only payments, which helps maximize cash flow during the early stages of the project. Once the construction is complete, the loan transitions into a standard principal and interest payment structure. This flexibility makes it easier for business owners to manage their finances while focusing on growing their operations.
Benefits of a commercial construction loan with FNC Bank include:
Pay interest-only during the build phase
Upon completion of project, roll into a 10-year term and up to 25-year amortization
Competitive Rates
When you work with an experienced Business Banker at FNC Bank, you'll gain expert guidance throughout the entire process, from application to project completion. Whether you are developing a multi-family property, constructing a new building, or enhancing your current business premises, commercial construction loans offer a robust financial foundation to turn your vision into reality.
My business partner and I were searching for banks to help us through the process of obtaining a loan so that we could open our insurance agency. [Business Banker] at the Hudson branch was amazing to work with. He was knowledgeable, available, and awesome. We couldn't have been happier with the experience that we had with him at FNC bank.
Cody
My husband and I had a business idea and were not sure if the financing would work out. I'm so glad we called [Business Banker]. He was easy to work with, very responsive, and clearly knowledgeable in his field. Highly recommend.
Mindy
This is the best bank! I have NEVER had such a great experience! The staff are super friendly and [Business Banker] managed to get me a business loan, which I thought would be impossible. I had been turned down by my own bank of 5 years, but he invested in me, the person, and not my credit score. This is how banking should be. Top notch. I can't recommend them enough!
Rebecca
Wonderful bank, good relationship and a real hometown feel, just minutes from the metro but personal, we do business and personal banking! 5 star for sure!
Stacy
This bank is outstanding! We have been with them since they acquired the Dresser Branch in 2014 / 2015. We have our personal + business accounts with them. The business side [Business Banker] has been great to work with. Until recently we had only gotten business loans through them. When we were looking to build a new home, we inquired who we should talk to. He sent over [Mortgage Lender's] contact information. Which I immediately contacted him. The speed of the response and knowledge he has was amazing! Our construction loan and mortgage were very complicated for many reasons. Both lenders worked together and got everything done with very little from us, they took the ball and ran with it! We are very happy and always refer these guys and FNC Bank to anyone looking for a loan.
Bryan & Katie
I worked with [Business Banker] at FNC Bank for a business loan. Out of all the banks I talked with, I had the best experience with FNC BY FAR. He treated me with so much kindness and professionalism. He was incredibly responsive throughout the whole process as I submitted paperwork and was flexible to work with my business timeline. After such a positive loan experience, I chose to setup all of my business banking at FNC. I am looking forward to working with them for years to come!!
Kaitlyn
If I could give them 10 stars I would! [Business Banker] has been awesome to work with. He made my business start up process so easy. I'm so grateful for him and the other staff who have just been awesome to work with.
Mark
I have been working with FNC Bank for 25 years for my personal banking and 15 years for my commercial banking needs. The folks at FNC are knowledgeable, kind, fair and always looking out for my best interest! I am very pleased that I chose to make First National Community Bank, MY bank 25 years ago and trust that I am in good hands for the next 25 years!
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