Business Savings Accounts

Unleash the power in your business with a savings account tailored to grow alongside you. Whether you’re a new entrepreneur seeking simplicity, or a seasoned business owner desiring high-return options, at FNC Bank you'll discover possibilities customized for businesses of any size or financial needs.

Primary Savings for Business

Make savings easy with a primary savings account.

Earns interest¹
$200 minimum balance
No monthly service charge if monthly minimum balance is maintained each day during the month
$2 monthly service charge if the balance drops below the minimum
Free e-statements²

Talk to a Banker

Smart Savings for Business

Maximize returns on a higher balance, higher interest savings account.

Earns higher interest¹
$2,500 minimum balance
No monthly service charge if monthly minimum balance is maintained each day during the month
$5 monthly service charge if the balance drops below the minimum any day during the month
Free e-statements²

Talk to a Banker

Money Market Savings for Business

Level up your savings with a tiered-interest money market account

Earns interest on tiered balances¹. The more you save, the more you earn!
Access to your funds at any time
$1,000 minimum balance
No monthly service charge if monthly minimum balance is maintained each day during the month
$7 monthly service charge if the balance drops below the minimum
Six free withdrawals each month³
Check writing capability
Free e-statements²

Talk to a Banker

Performance Money Market Savings for Business

Take your interest to the max with a performance money market.

Earns higher interest on tiered balances¹. The more you save, the more you earn!
Access to your funds at any time
$25,000 minimum balance
No monthly service charge if monthly minimum balance is maintained each day during the month
$10 monthly service charge if the balance drops below the minimum
Six free withdrawals each month³
Check writing capability
Free e-statements²

Talk to a Banker

Business Savings Account Features

All business savings accounts with FNC Bank offer the following advantages:

Safe way to save money without investment market risks
Access to your full balance at any time – no minimum investment period/term
Free online banking and mobile banking
Convenient mobile check deposit or access to Remote Deposit Capture (RDC)⁴
Free electronic statements²

Real-time transaction and account balance alerts
Reliability. We have been a strong, locally-owned community bank for over 100 years, with third-generation family ownership
Efficient and personalized service. Our decision-makers are in-house, enabling fast turnaround times and the personal attention to your banking needs that our customers have come to appreciate

Compare Accounts business savings

Disclaimer

¹Contact a banker for today’s rates. We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal balance in the account each day.

²If paper statements are preferred, there is a fee of $5 per statement.

³A fee of $6 per withdrawal if exceeds six withdrawals in a month. Withdrawals include: Check, Preauthorized or Automatic (ACH), online, sweep, or telephone transfers, debit card or similar order including POS (point of sale) or ATM (Automated Teller Machine).

⁴RDC fees may apply.

What our customers are saying

I worked with (commercial lender) at FNC Bank for a business loan. Out of all the banks I talked with, I had the best experience with FNC BY FAR. He treated me with so much kindness and professionalism. He was incredibly responsive throughout the whole process as I submitted paperwork and was flexible to work with my business timeline. After such a positive loan experience, I chose to setup all of my business banking at FNC. I am looking forward to working with them for years to come!!

Kaitlyn

I love banking at FNC Bank, the tellers are great and having a bank that gives me until the end of day to make deposits is a game changer when running a small business.

Melissa

(Commercial Lender) was amazing to work with. My husband and I had a business idea and were not sure if the financing would work out. I'm so glad we called him. He was easy to work with, very responsive, and clearly knowledgeable in his field. Highly recommend.

Mindy

Wonderful bank, good relationship and a real hometown feel, just minutes from the metro but personal, we do business and personal banking! 5 star for sure!

Stacy

I have been working with FNC Bank for 25 years for my personal banking and 15 years for my commercial banking needs. The folks at FNC are knowledgeable, kind, fair and always looking out for my best interest! I am very pleased that I chose to make First National Community Bank, MY bank 25 years ago and trust that I am in good hands for the next 25 years!

Joseph

My business partner and I were searching for banks to help us through the process of obtaining a loan so that we could open our insurance agency. (Commercial lender) at the Hudson branch was amazing to work with. He was knowledgeable, available, and awesome. We couldn't have been happier with the experience that we had with him at FNC bank.

Cody

This is the best bank! I have NEVER had such a great experience! The staff are super friendly and (commercial lender) managed to get me a business loan, which I thought would be impossible. I had been turned down by my own bank of 5 years, but he invested in me, the person, and not my credit score. This is how banking should be. Top notch. I can't recommend them enough!

Rebecca

If I could give them 10 stars I would! (Commercial lender) has been awesome to work with. He made my business start up process so easy. I'm so grateful for him and the other staff who have just been awesome to work with.

Mark

(Commercial lender) is great. Everybody I’ve worked with has been awesome. You are my preferred bank to work with.

Jonathan

This bank is outstanding! We have been with them since they acquired the Dresser Branch in 2014 / 2015. We have our personal + business accounts with them. The business side [Business Banker] has been great to work with. Until recently we had only gotten business loans through them. When we were looking to build a new home, we inquired who we should talk to. He sent over [Mortgage Lender's] contact information. Which I immediately contacted him. The speed of the response and knowledge he has was amazing! Our construction loan and mortgage were very complicated for many reasons. Both lenders worked together and got everything done with very little from us, they took the ball and ran with it! We are very happy and always refer these guys and FNC Bank to anyone looking for a loan.

Bryan & Katie

We always are treated well at FNC. Both on business level and personal level. (Lender) is wonderful, knowledgeable and great!

Virginia

Excellent friendly staff and officers that are ready and willing to strive to meet and exceed customers needs. This "hometown bank" has been a longtime institution within the community always helping citizens and businesses alike. It is refreshing to have staff and officers with genuine concern to help people achieve their dreams. Thank you FNC Bank.

Scott

This bank has been our go-to bank over the large banks. They are friendly, supportive and reactive. They helped our company grow, they have helped with our company construction needs, they went further and established an ESOP program for our company sale to our employees when not having one. There is no better bank to deal with as they are there to help you.

Tim