What Is Tap2Local?
Tap2Local empowers businesses to accept card payments right from their mobile phone. By removing the need for extra hardware or card terminals, it offers a convenient way to manage sales whether you are at a storefront, home business, or working on the go. The platform supports all major card brands—Visa, Mastercard, American Express, and Discover—and its Tap to Pay features are fully compatible with both the Apple iOS and Android ecosystems.
How Does It Work?
Leveraging mobile technology and established card networks, Tap2Local facilitates seamless transactions for your business. It offers three distinct payment methods, giving business account holders the flexibility required to operate efficiently. Both Payment Links and QR codes support "card-not-present" transactions for added versatility.
- Tap to Pay: Customers simply tap their physical card or use a digital wallet (like Apple Pay or Google Pay) directly to the business’s mobile phone.
- Payment Links: Businesses can create unique payment links and send them directly to customers, allowing them to pay securely online at their convenience.
- QR Codes: A business can generate a QR code on their phone screen for customers to scan. This feature functions across mobile, web, and desktop interfaces.
Security & Timing
Tap2Local safeguards your business with identity verification at sign-up, built-in dispute management, and ongoing fraud monitoring to keep your transactions secure. Additionally, with Tap2Local, you get next-day card settlement—approved funds are quickly deposited into your business wallet, improving cash flow and ensuring reliable access to your earnings.
Ready to upgrade how you accept payments? Tap2Local offers the tools, speed, and security your business needs—making it easier than ever to serve your customers and stay ahead of the competition. Discover the difference Tap2Local can make for your business today.
Learn more at https://moov.io/tap2local/.
Sign Up
Sign up by selecting the “Merchant” tab within FNC Bank’s online and mobile banking platform, then follow the instructions to submit an application.
Check out these available business features!
What our customers are saying
I have been with FNC bank for over 20 years and even though I have moved, I like the small town bank so I continue my accounts there.Christyl
We have banked at FNC bank for over 20 years. We can not say enough about how helpful the personnel has been whenever we have needed help doing or understanding something.Arthur
Keep doing a great job in helping customers with fraudulent charges. Top notch support. Some of my friends have had these issues with fraud and they received ZERO support from their bank. (that was not FNCB)! Thank you!Kate
This is the best bank ever! I love you guys for all you've done for me over the years!Jennifer
Always treated as family with every interaction!Byron
Banked here for 15+ years. The staff are always helpful and knowledgeable, I recommend this bank to everyone I can!Auir
We have been customers of FNCB for over 40 years and have been satisfied customers the whole way!Doreen
FNC Bank has been our bank for over 40 years! Never had any issues. Great service!Richard
So far this year we have opened up savings accounts for our children and navigated a stolen debit card number/fraud. Customer service reps in both situations were wonderful.Jamie
Have been extremely happy for the past 32 years as a customer.James
Small town service with a smile, big city offerings!Patty
Friendly and capable employees who go beyond the ordinary. I was very impressed with the loan officer who helped with the car loan I received even though the dealer was being ridiculous. It took people in the Hudson and New Richmond offices to get it done, but it was completed in one day.Deborah
The best bank I have ever used. Everyone is has been so kind and helpful!Lisa
Really great bank, down to earth and personal. Does not have the corporate feeling vibe, long holds on the phone etc. High quality experience for sure. If buying a home, (FNC Bank) is truly fantastic.Shawn
Did a great job with refinancing our mortgage, very helpful. Meet all of our regular banking needs with accuracy and a personal touch.Christine
I appreciate that FNCB keeps up with all the current technology.Kathryn
I like the hometown feel and great customer service. I love the employees and they have went to great lengths to help me with things. Once I left my phone there and customer service called all my kids. Who does that? I love that they care that much.Jean
(Commercial Lender) was amazing to work with. My husband and I had a business idea and were not sure if the financing would work out. I'm so glad we called him. He was easy to work with, very responsive, and clearly knowledgeable in his field. Highly recommend.Mindy
(Mortgage lender) was fantastic at FNC Bank! He helped my family get a loan for our new home. We got a construction loan for a shouse/barndominium. I’ve always heard it can be a difficult process with a bank to get a loan for this type of home and he made it easy. He’s always helpful with any question I have and will give you a great experience.Tiffany
I absolutely love this bank!! They are very personable and I have NEVER had an issue with anything!! I love the ability to work with a small bank that is NOT forced to follow the "Rules" of a corporate company!!Cory
