What Is Tap2Local?
Tap2Local empowers businesses to accept card payments right from their mobile phone. By removing the need for extra hardware or card terminals, it offers a convenient way to manage sales whether you are at a storefront, home business, or working on the go. The platform supports all major card brands—Visa, Mastercard, American Express, and Discover—and its Tap to Pay features are fully compatible with both the Apple iOS and Android ecosystems.
How Does It Work?
Leveraging mobile technology and established card networks, Tap2Local facilitates seamless transactions for your business. It offers three distinct payment methods, giving business account holders the flexibility required to operate efficiently. Both Payment Links and QR codes support "card-not-present" transactions for added versatility.
- Tap to Pay: Customers simply tap their physical card or use a digital wallet (like Apple Pay or Google Pay) directly to the business’s mobile phone.
- Payment Links: Businesses can create unique payment links and send them directly to customers, allowing them to pay securely online at their convenience.
- QR Codes: A business can generate a QR code on their phone screen for customers to scan. This feature functions across mobile, web, and desktop interfaces.
Security & Timing
Tap2Local safeguards your business with identity verification at sign-up, built-in dispute management, and ongoing fraud monitoring to keep your transactions secure. Additionally, with Tap2Local, you get next-day card settlement—approved funds are quickly deposited into your business wallet, improving cash flow and ensuring reliable access to your earnings.
Ready to upgrade how you accept payments? Tap2Local offers the tools, speed, and security your business needs—making it easier than ever to serve your customers and stay ahead of the competition. Discover the difference Tap2Local can make for your business today.
Learn more at https://moov.io/tap2local/.
Sign Up
Sign up by selecting the “Merchant” tab within FNC Bank’s online and mobile banking platform, then follow the instructions to submit an application.
Check out these available business features!
What our customers are saying
This bank {all branches} is outstanding! We have been with them since they acquired the Dresser Branch in 2014 / 2015. We have our personal + business accounts with them. The business side (commercial lender) has been great to work with. Until recently we had only gotten business loans through them. When we were looking to build a new home, we inquired who we should talk to. He sent over (mortgage lender) contact information. Which I immediately contacted him. The speed of the response and knowledge he has was amazing! Our construction loan and mortgage were very complicated for many reasons. (Both lenders) worked together and got everything done with very little from us, they took the ball and ran with it! We are very happy and always refer these guys and FNC Bank to anyone looking for a loan.Bryan & Katie
If I could give them 10 stars I would! (Commercial lender) has been awesome to work with. He made my business start up process so easy. I'm so grateful for him and the other staff who have just been awesome to work with.Mark
Wonderful bank, good relationship and a real hometown feel, just minutes from the metro but personal, we do business and personal banking! 5 star for sure!Stacy
I love banking at FNC Bank, the tellers are great and having a bank that gives me until the end of day to make deposits is a game changer when running a small business.Melissa
I have been working with FNC Bank for 25 years for my personal banking and 15 years for my commercial banking needs. The folks at FNC are knowledgeable, kind, fair and always looking out for my best interest! I am very pleased that I chose to make First National Community Bank, MY bank 25 years ago and trust that I am in good hands for the next 25 years!Joseph
We always are treated well at FNC. Both on business level and personal level. (Lender) is wonderful, knowledgeable and great!Virginia
This is the best bank! I have NEVER had such a great experience! The staff are super friendly and (commercial lender) managed to get me a business loan, which I thought would be impossible. I had been turned down by my own bank of 5 years, but he invested in me, the person, and not my credit score. This is how banking should be. Top notch. I can't recommend them enough!Rebecca
My business partner and I were searching for banks to help us through the process of obtaining a loan so that we could open our insurance agency. (Commercial lender) at the Hudson branch was amazing to work with. He was knowledgeable, available, and awesome. We couldn't have been happier with the experience that we had with him at FNC bank.Cody
(Commercial Lender) was amazing to work with. My husband and I had a business idea and were not sure if the financing would work out. I'm so glad we called him. He was easy to work with, very responsive, and clearly knowledgeable in his field. Highly recommend.Mindy
This bank has been our go-to bank over the large banks. They are friendly, supportive and reactive. They helped our company grow, they have helped with our company construction needs, they went further and established an ESOP program for our company sale to our employees when not having one. There is no better bank to deal with as they are there to help you.Tim
I worked with (commercial lender) at FNC Bank for a business loan. Out of all the banks I talked with, I had the best experience with FNC BY FAR. He treated me with so much kindness and professionalism. He was incredibly responsive throughout the whole process as I submitted paperwork and was flexible to work with my business timeline. After such a positive loan experience, I chose to setup all of my business banking at FNC. I am looking forward to working with them for years to come!!Kaitlyn
Excellent friendly staff and officers that are ready and willing to strive to meet and exceed customers needs. This "hometown bank" has been a longtime institution within the community always helping citizens and businesses alike. It is refreshing to have staff and officers with genuine concern to help people achieve their dreams. Thank you FNC Bank.Scott
(Commercial lender) is great. Everybody I’ve worked with has been awesome. You are my preferred bank to work with.Jonathan
