Savings Accounts

Savings Account and Rate Summary


Rates effective 09/07/23
Account Type Minimum Balance Required to Avoid Service Charge (*minimum to open Account) Monthly Service Charge Minimum Balance to Earn APY1 Interest Rate2 APY3 Additional Information
Regular Savings $50* $1 $200 .05% .05% 
-Monthly service charge applies only if balance drops below $50.00 any day of the month.
-Must maintain daily balance of $200.00 to earn interest, which would be paid on the entire balance in the account.
Youth Savings
N/A $0 .01 .05% 
.05% 
-Youth Savings for customers 0-18
-When account holder turns 18, the account becomes a Regular Savings account.
Wise Savings
$50* $1 
Tier 1: $.01- $24,999.99
Tier 2: $25,000-$49,999.99
Tier 3: $50,000-$74,999.99
Tier 4: $75,000-$149,999.99
Tier 5: $150,000.00 +
.09%
 .21%
 .30%
 .40%
 .48%
.09%
 .21%
 .30%
 .40%
 .48%
Monthly service charge applies only if balance drops below $50.00 any day of the month.
 
¹We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal balance in the account each day.

²Interest Rates are subject to change after Account is opened.

³APY = Annual Percentage Yield

Interest is compounded and credited monthly unless otherwise noted. Please see the Deposit Account Agreement & Disclosure for a listing of all terms and conditions. Fees could reduce earnings.

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