Online banking revolutionizes financial management by offering around-the-clock account access, streamlined transactions, and robust security. It eliminates the need for paper, contributing to environmental conservation. Furthermore, it simplifies bill payments and fund transfers, making the management of personal and business finances both convenient and efficient for users everywhere.
At FNC Bank, our priority is delivering the convenience of online banking paired with an exceptional user experience. That's why we're constantly investing in innovative tools to enhance your banking journey.
Sign up today and experience the benefits of online banking.
Online Banking
With FNC Bank’s online banking you can…
- Access your accounts 24/7.
- Manage your accounts, transfer funds, pay bills, view transaction history, and more – all from the comfort of your home, business, or on the go.
- Access advanced transaction functionality including search by transaction description, filter by tags, and adding a note or receipt image.
- Pay bills or send money to friends and family quickly and securely with Bill Pay.
- Easily transfer between accounts within your application or set up external accounts for effortless transfers between your accounts at other financial institutions.
- Gain additional security to monitor your accounts & transactions, track spending, and receive notifications for any suspicious activity using account alerts.
- Protect your debit cards with the integrated debit card alerts. Set up card usage parameters and notifications.
- Update user profile information including email or phone number, request change of address, and obtain forgotten username.
- Achieve advanced security with two-factor authentication protecting your entrance to online banking and your sensitive data.
- Reduce your carbon footprint as online banking decreases the need for paper statements and receipts.
- Work across your devices to deliver a smooth experience for iOS and Android.
- In-app Conversations (coming soon!) - Securely communicate with FNC Bank staff, tag accounts or transactions you have questions about, and share confidential data safely. In-app conversations provide greater security than communicating with FNC Bank via email or phone.
Business Online Banking
With FNC Bank’s Business Online Banking system you’ll enjoy all the features within standard Online Banking, plus…
- Access to Cash Management options integrated directly within our business platform.
- User Management: Give account access to your employees using a wealth of entitlements and settings available to manage their permissions.
- ACH Services: Pay your employees and vendors by scheduling ACH payments—all within the FNC Bank digital banking experience. A high-level overview shows what's scheduled, what's recurring, and which payments have already been sent.
- Wire Transfers: Within the main navigation, easily add and manage your accounts list, see an overview of everything that's scheduled, and create and initiate wires with the click of a button. You can even name your wires to keep everything organized.
- Positive Pay: Businesses can now automate check fraud detection right within your FNC Bank online banking experience. This cutting-edge technology verifies each check’s authenticity by matching against the amount, date, name, and check number to ensure there are no issues before processing.
- Reports: Reports are accessible by selecting the Cash Management link within the FNC Bank digital banking experience.
Take advantage of a seamless and enhanced banking experience with FNC Bank’s online banking.
Enroll today!
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What our customers are saying
Really great bank, down to earth and personal. Does not have the corporate feeling vibe, long holds on the phone etc. High quality experience for sure. If buying a home, (FNC Bank) is truly fantastic.Shawn
So far this year we have opened up savings accounts for our children and navigated a stolen debit card number/fraud. Customer service reps in both situations were wonderful.Jamie
Did a great job with refinancing our mortgage, very helpful. Meet all of our regular banking needs with accuracy and a personal touch.Christine
(Mortgage lender) was fantastic at FNC Bank! He helped my family get a loan for our new home. We got a construction loan for a shouse/barndominium. I’ve always heard it can be a difficult process with a bank to get a loan for this type of home and he made it easy. He’s always helpful with any question I have and will give you a great experience.Tiffany
We have banked at FNC bank for over 20 years. We can not say enough about how helpful the personnel has been whenever we have needed help doing or understanding something.Arthur
I have been with FNC bank for over 20 years and even though I have moved, I like the small town bank so I continue my accounts there.Christyl
Friendly and capable employees who go beyond the ordinary. I was very impressed with the loan officer who helped with the car loan I received even though the dealer was being ridiculous. It took people in the Hudson and New Richmond offices to get it done, but it was completed in one day.Deborah
This is the best bank ever! I love you guys for all you've done for me over the years!Jennifer
I absolutely love this bank!! They are very personable and I have NEVER had an issue with anything!! I love the ability to work with a small bank that is NOT forced to follow the "Rules" of a corporate company!!Cory
I like the hometown feel and great customer service. I love the employees and they have went to great lengths to help me with things. Once I left my phone there and customer service called all my kids. Who does that? I love that they care that much.Jean
Small town service with a smile, big city offerings!Patty
Have been extremely happy for the past 32 years as a customer.James
Always treated as family with every interaction!Byron
Banked here for 15+ years. The staff are always helpful and knowledgeable, I recommend this bank to everyone I can!Auir
We have been customers of FNCB for over 40 years and have been satisfied customers the whole way!Doreen
The best bank I have ever used. Everyone is has been so kind and helpful!Lisa
I appreciate that FNCB keeps up with all the current technology.Kathryn
FNC Bank has been our bank for over 40 years! Never had any issues. Great service!Richard
Keep doing a great job in helping customers with fraudulent charges. Top notch support. Some of my friends have had these issues with fraud and they received ZERO support from their bank. (that was not FNCB)! Thank you!Kate
(Commercial Lender) was amazing to work with. My husband and I had a business idea and were not sure if the financing would work out. I'm so glad we called him. He was easy to work with, very responsive, and clearly knowledgeable in his field. Highly recommend.Mindy