This powerful tool allows you to complete a loan application when it is convenient for you and from the comfort of your home if you prefer. Please be assured that your personal information is kept secure and will only be used for the purpose of requesting a consumer loan.
Click on the 'Start Consumer Loan Application' button to get started. Once your application is submitted, a Consumer Lender will be in touch with you shortly. If you have any questions along the way, please contact a Consumer Loan Officer.
If you prefer to complete an application in person, we're happy to do so! Please contact our Consumer Loan Officer to schedule an appointment.
Friendly and capable employees who go beyond the ordinary. I was very impressed with the loan officer who helped with the car loan I received even though the dealer was being ridiculous. It took people in the Hudson and New Richmond offices to get it done, but it was completed in one day.
Deborah
The best bank I have ever used. Everyone is has been so kind and helpful!
Lisa
Keep doing a great job in helping customers with fraudulent charges. Top notch support. Some of my friends have had these issues with fraud and they received ZERO support from their bank. (that was not FNCB)! Thank you!
Kate
I like the hometown feel and great customer service. I love the employees and they have went to great lengths to help me with things. Once I left my phone there and customer service called all my kids. Who does that? I love that they care that much.
Jean
(Commercial Lender) was amazing to work with. My husband and I had a business idea and were not sure if the financing would work out. I'm so glad we called him. He was easy to work with, very responsive, and clearly knowledgeable in his field. Highly recommend.
Mindy
We have banked at FNC bank for over 20 years. We can not say enough about how helpful the personnel has been whenever we have needed help doing or understanding something.
Arthur
Have been extremely happy for the past 32 years as a customer.
James
Banked here for 15+ years. The staff are always helpful and knowledgeable, I recommend this bank to everyone I can!
Auir
Really great bank, down to earth and personal. Does not have the corporate feeling vibe, long holds on the phone etc. High quality experience for sure. If buying a home, (FNC Bank) is truly fantastic.
Shawn
Always treated as family with every interaction!
Byron
We have been customers of FNCB for over 40 years and have been satisfied customers the whole way!
Doreen
I have been with FNC bank for over 20 years and even though I have moved, I like the small town bank so I continue my accounts there.
Christyl
This is the best bank ever! I love you guys for all you've done for me over the years!
Jennifer
I appreciate that FNCB keeps up with all the current technology.
Kathryn
(Mortgage lender) was fantastic at FNC Bank! He helped my family get a loan for our new home. We got a construction loan for a shouse/barndominium. I’ve always heard it can be a difficult process with a bank to get a loan for this type of home and he made it easy. He’s always helpful with any question I have and will give you a great experience.
Tiffany
Small town service with a smile, big city offerings!
Patty
Did a great job with refinancing our mortgage, very helpful. Meet all of our regular banking needs with accuracy and a personal touch.
Christine
I absolutely love this bank!! They are very personable and I have NEVER had an issue with anything!! I love the ability to work with a small bank that is NOT forced to follow the "Rules" of a corporate company!!
Cory
So far this year we have opened up savings accounts for our children and navigated a stolen debit card number/fraud. Customer service reps in both situations were wonderful.
Jamie
FNC Bank has been our bank for over 40 years! Never had any issues. Great service!
