Cash Management Solutions
Streamline your financial operations with secure, efficient cash management tools built for your bottom line.
Running a business takes focus. Managing your money should never distract you from your main goals. FNC Bank offers a complete suite of cash management solutions to help you move, protect, and track your funds with ease. Whether you need to pay vendors faster, accept customer payments, or protect your accounts from fraud, we have the right tools to support your growth.
Solutions Built for Your Business
ACH Services
Accelerate your payables and receivables. Pay your employees, settle vendor invoices, and collect customer payments electronically to save time and reduce processing costs.
Remote Deposit Capture
Skip the trip to the bank. Scan and deposit checks directly from your office desk so you can put your money to work faster.
Merchant Services
Give your customers the payment options they expect. Process credit and debit card transactions smoothly and securely, keeping your checkout lines moving and your sales flowing.
Tap2Local
Connect with your community and process payments seamlessly right from your mobile phone. Tap2Local lets you instantly request funds using a custom link or a simple QR code. We help you drive local business while you’re on the go – keeping your transaction process simple and efficient.
Wire Transfers
When speed matters most, send funds exactly where they need to go. Execute domestic and international wire transfers instantly and securely.
Positive Pay
Safeguard your hard-earned money. Positive Pay acts as a powerful defense system, automatically matching incoming checks and ACH transactions against your approved lists to stop fraud before it happens.
Online Banking & Mobile Banking Services
Carry your back office in your pocket. Check balances, approve transactions, and manage your daily cash flow from anywhere, at any time.
Why Choose Our Cash Management Solutions?
- Unmatched Efficiency: Automate your routine financial tasks. You cut down on paperwork and free up hours in your week.
- Ironclad Security: Protect your funds and sensitive data with advanced encryption, while giving authorized users tailored access to your cash management services.
- Total Convenience: Access your accounts and manage your money on your schedule, whether you sit at your desk or travel for work.
- Dedicated Support: Work with a dedicated Cash Management Specialist who helps your business get the most from these services.
Optimize Your Cash Flow Today
Stop letting manual banking tasks slow down your business. Connect with our Cash Management Specialist to build a custom solution that fits your exact needs.
Ask to speak with our Cash Management Specialist at 715-246-6901
Or Email: cashmgmt@fnc.bank
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What our customers are saying
The best bank I have ever used. Everyone is has been so kind and helpful!Lisa
Keep doing a great job in helping customers with fraudulent charges. Top notch support. Some of my friends have had these issues with fraud and they received ZERO support from their bank. (that was not FNCB)! Thank you!Kate
(Mortgage lender) was fantastic at FNC Bank! He helped my family get a loan for our new home. We got a construction loan for a shouse/barndominium. I’ve always heard it can be a difficult process with a bank to get a loan for this type of home and he made it easy. He’s always helpful with any question I have and will give you a great experience.Tiffany
(Commercial Lender) was amazing to work with. My husband and I had a business idea and were not sure if the financing would work out. I'm so glad we called him. He was easy to work with, very responsive, and clearly knowledgeable in his field. Highly recommend.Mindy
Always treated as family with every interaction!Byron
FNC Bank has been our bank for over 40 years! Never had any issues. Great service!Richard
I like the hometown feel and great customer service. I love the employees and they have went to great lengths to help me with things. Once I left my phone there and customer service called all my kids. Who does that? I love that they care that much.Jean
We have banked at FNC bank for over 20 years. We can not say enough about how helpful the personnel has been whenever we have needed help doing or understanding something.Arthur
I have been with FNC bank for over 20 years and even though I have moved, I like the small town bank so I continue my accounts there.Christyl
Did a great job with refinancing our mortgage, very helpful. Meet all of our regular banking needs with accuracy and a personal touch.Christine
Friendly and capable employees who go beyond the ordinary. I was very impressed with the loan officer who helped with the car loan I received even though the dealer was being ridiculous. It took people in the Hudson and New Richmond offices to get it done, but it was completed in one day.Deborah
Banked here for 15+ years. The staff are always helpful and knowledgeable, I recommend this bank to everyone I can!Auir
Small town service with a smile, big city offerings!Patty
I absolutely love this bank!! They are very personable and I have NEVER had an issue with anything!! I love the ability to work with a small bank that is NOT forced to follow the "Rules" of a corporate company!!Cory
Have been extremely happy for the past 32 years as a customer.James
I appreciate that FNCB keeps up with all the current technology.Kathryn
We have been customers of FNCB for over 40 years and have been satisfied customers the whole way!Doreen
So far this year we have opened up savings accounts for our children and navigated a stolen debit card number/fraud. Customer service reps in both situations were wonderful.Jamie
This is the best bank ever! I love you guys for all you've done for me over the years!Jennifer
Really great bank, down to earth and personal. Does not have the corporate feeling vibe, long holds on the phone etc. High quality experience for sure. If buying a home, (FNC Bank) is truly fantastic.Shawn
