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Online Banking
Meet Lauren
Unlock the Door to Your Dream Home with Confidence
Get expert guidance, clear communication, and personalized mortgage solutions tailored to your unique financial goals.
Meet Your Mortgage Expert, Lauren Kearney
Hello! I am Lauren, your dedicated Mortgage Loan Officer. Buying a home is one of the most significant financial decisions you will ever make, and you deserve a partner who puts your best interests first. With several years of experience in the mortgage industry, I have guided countless individuals and families through the exciting yet complex process of homeownership. From first-time homebuyers taking their initial steps, to seasoned homeowners seeking their next property or home build, I strive to provide personalized support, ensuring each of my clients feels confident and informed. Whether you are buying your first house or refinancing your current one, I am here to simplify the lending process so you can focus on finding the perfect property.
Take the first step toward homeownership or a better financial position today. Let’s review your options together and find the perfect path forward.
Contact me at lkearney@fnc.bank or 715-381-7129 to get started today!
Getting pre-approved for a mortgage is one of the smartest moves you can make as a homebuyer. It gives you a clear budget from the start, so you know exactly what you can afford—saving you time and helping you focus on the right homes. In a competitive market, pre-approval makes your offer more attractive to sellers, showing them you’re serious and ready to proceed. It also makes the closing process faster and smoother since your finances are already verified. Let me help you get pre-approved quickly and easily, so you can shop for your new home with confidence.
Complete the following form and I’ll be in touch with you shortly!
Small town service with a smile, big city offerings!
Patty
(Mortgage lender) was fantastic at FNC Bank! He helped my family get a loan for our new home. We got a construction loan for a shouse/barndominium. I’ve always heard it can be a difficult process with a bank to get a loan for this type of home and he made it easy. He’s always helpful with any question I have and will give you a great experience.
Tiffany
Always treated as family with every interaction!
Byron
I appreciate that FNCB keeps up with all the current technology.
Kathryn
Banked here for 15+ years. The staff are always helpful and knowledgeable, I recommend this bank to everyone I can!
Auir
FNC Bank has been our bank for over 40 years! Never had any issues. Great service!
Richard
I absolutely love this bank!! They are very personable and I have NEVER had an issue with anything!! I love the ability to work with a small bank that is NOT forced to follow the "Rules" of a corporate company!!
Cory
Friendly and capable employees who go beyond the ordinary. I was very impressed with the loan officer who helped with the car loan I received even though the dealer was being ridiculous. It took people in the Hudson and New Richmond offices to get it done, but it was completed in one day.
Deborah
I have been with FNC bank for over 20 years and even though I have moved, I like the small town bank so I continue my accounts there.
Christyl
(Commercial Lender) was amazing to work with. My husband and I had a business idea and were not sure if the financing would work out. I'm so glad we called him. He was easy to work with, very responsive, and clearly knowledgeable in his field. Highly recommend.
Mindy
Have been extremely happy for the past 32 years as a customer.
James
The best bank I have ever used. Everyone is has been so kind and helpful!
Lisa
Keep doing a great job in helping customers with fraudulent charges. Top notch support. Some of my friends have had these issues with fraud and they received ZERO support from their bank. (that was not FNCB)! Thank you!
Kate
Really great bank, down to earth and personal. Does not have the corporate feeling vibe, long holds on the phone etc. High quality experience for sure. If buying a home, (FNC Bank) is truly fantastic.
Shawn
We have banked at FNC bank for over 20 years. We can not say enough about how helpful the personnel has been whenever we have needed help doing or understanding something.
Arthur
This is the best bank ever! I love you guys for all you've done for me over the years!
Jennifer
So far this year we have opened up savings accounts for our children and navigated a stolen debit card number/fraud. Customer service reps in both situations were wonderful.
Jamie
Did a great job with refinancing our mortgage, very helpful. Meet all of our regular banking needs with accuracy and a personal touch.
Christine
I like the hometown feel and great customer service. I love the employees and they have went to great lengths to help me with things. Once I left my phone there and customer service called all my kids. Who does that? I love that they care that much.
Jean
We have been customers of FNCB for over 40 years and have been satisfied customers the whole way!
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