At FNC Bank we strive to offer our customers the most competitive mortgage rates available. We can custom tailor your mortgage terms based completely on your individual situation.
The rates that you are about to view are base rates only. Please keep in mind that when you are comparing rates, you must consider all of the costs involved.
Please contact one of our Mortgage Professionals to provide you with a Loan Estimate. Feel free to call our Mortgage Department at 715-243-6108 or 1-800-514-3412.
|Type||Rate||APR*||Repayment Terms||Points||Down Payment||
|10 Year Fixed||5.875%||5.9875%||120 Months||0||20% Down Payment||$2,207.88***|
|15 Year Fixed||5.875%
||0||20% Down Payment||$1,674.24***
|20 Year Fixed||6.125%||6.2025%||240 Months||0||20% Down Payment||$1,447.32**|
|30 Year Fixed||6.375%
||0||20% Down Payment||$1,247.74***
||0||5% Down Payment||Interest only
|Lot Loan - 3/1 ARM**||5.99%
||.50||10% Down Payment||$357.93****
|Rural Housing 100%||6.000%
||0||0% Down Payment||$1330.60*****
Interest rates are based on a 45-day lock period. Products and rates are subject to change without notice. All loans are subject to credit approval, acceptable collateral, and available equity.
*APR=Annual Percentage Rate based on a 20% Down payment (Excluding Rural Housing)
**ARM=Adjustable Rate Mortgage. 10 year loan, based on a 20 year amortization. Rate subject to change annually. APR may increase after consummation.
***Payment based upon a Principal Balance of $200,000.00
****Payment based on a $50,000.00 loan
*****Payment based on a $202,000.00 loan ($200,000.00 purchase price with a 1% guarantee fee).
The above payments do not include amounts for taxes and insurance premiums. The actual housing expense obligation will be greater.