Business Accounts

Rates effective 09/07/23
Type Minimum Balance to Avoid Service Charge Minimum Balance to earn Interest¹ Interest² APY³ Charge Per Check Deposited Monthly Service Charge Additional Information
Business Checking with Interest
N/A
.01
.03%
.03% $.03 (On-Us)

$.06 (other)
$6
Earnings credit based on average collected balance.

A charge of $.15 per check written.
First Choice Checking for Small Business with Interest
N/A
.01
.03% .03% $.20 per item over 250 $8 Maintain $2500 minimum balance and the
monthly service charge is waived.5
Business Savings
$50 $200.00
.05% .05% N/A
$1 Must maintain a minimum $200 balance to earn interest. Monthly service charges apply if balance drops below minimum balance required any day of the month.
Wise Savings
$50
Tier 1: $.01-$24,999.99
Tier 2: $25,000-$49,999.99
Tier 3: $50,000.00-$74,999.99
Tier 4: $75,000.00-$149,999.99
Tier 5: $150,000.00 +
.09%
.21%
.30%

.40%

.48%
.09%
.21%
.30%

.40%

.48%
N/A
$1 Interest paid on tiered balance. Monthly service charges apply if balance drops below minimum balance required any day of the month.
Business Money Market Account $2500
Tier 1: $.01-$24,999.99
Tier 2: $25,000-$74,999.99
Tier 3: $75,000.00-$149,999.99 Tier 4: $150,000.00-$249,999.99 Tier 5: $250,000.00 +
.09% 

.30% 

.40% 

.70%
1.49%
.09%

.30%

.40%

.70% 1.50%
N/A
$15 Maintain $2500 minimum balance and the
monthly service charge is waived.5
All Checking Accounts Offer: Online Banking, Bill Payment Services, Electronic Statements (eStatements), Debit Card4
 
Please see the Deposit Account Agreement & Disclosure for a listing of all terms and conditions. Fees could reduce earnings.
 
¹We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal balance in the account each day.

²Interest Rates are subject to change after the account is opened.

³APY= Annual Percentage Yield

4Platinum Debit Mastercard: Subject to approval.
 
5Monthly charge applies if balance falls below $2,500 any day of the statement cycle.

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