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Online Banking
Bank Local. Grow Local.
Your money has power. Let's use it to build a stronger community, together.
When you bank with FNC Bank, your deposits don't just sit in a vault in another state. They go to work right here in our neighborhoods. We fund the new downtown cafe, help a local family buy their first home, and provide the capital for small businesses to expand and hire your neighbors. Choosing to bank locally is a simple act with a powerful ripple effect, creating a more vibrant and prosperous community for everyone.
More Than a Bank. We're Your Neighbor.
At a mega bank, you're an account number. At FNC Bank, you're a partner. We believe banking should be personal. Our team lives and works alongside you. We understand the local market, the unique challenges, and the incredible opportunities that exist right here. We take the time to know you and your financial goals, offering tailored advice and solutions that a one-size-fits-all mega bank simply can't provide.
With FNC Bank, you get:
Decisions Made Locally: Loan applications are reviewed by people who understand our community, leading to faster, more considerate decisions.
Personal Relationships: You'll see familiar faces who are invested in your success, ready to offer support and guidance.
Direct Community Investment: Your money is reinvested locally, fueling the businesses and projects that make our home special.
Ready for a More Meaningful Banking Experience?
Discover the power of a true banking partnership. Whether you're managing personal finances or growing a business, we're here to help you achieve your goals while strengthening the community we all call home.
Let's build a better future, right here.
Use the navigation menu to get to know us, or simply contact us to learn more.
Keep doing a great job in helping customers with fraudulent charges. Top notch support. Some of my friends have had these issues with fraud and they received ZERO support from their bank. (that was not FNCB)! Thank you!
Kate
I like the hometown feel and great customer service. I love the employees and they have went to great lengths to help me with things. Once I left my phone there and customer service called all my kids. Who does that? I love that they care that much.
Jean
I absolutely love this bank!! They are very personable and I have NEVER had an issue with anything!! I love the ability to work with a small bank that is NOT forced to follow the "Rules" of a corporate company!!
Cory
Banked here for 15+ years. The staff are always helpful and knowledgeable, I recommend this bank to everyone I can!
Auir
So far this year we have opened up savings accounts for our children and navigated a stolen debit card number/fraud. Customer service reps in both situations were wonderful.
Jamie
Have been extremely happy for the past 32 years as a customer.
James
FNC Bank has been our bank for over 40 years! Never had any issues. Great service!
Richard
The best bank I have ever used. Everyone is has been so kind and helpful!
Lisa
Always treated as family with every interaction!
Byron
(Commercial Lender) was amazing to work with. My husband and I had a business idea and were not sure if the financing would work out. I'm so glad we called him. He was easy to work with, very responsive, and clearly knowledgeable in his field. Highly recommend.
Mindy
(Mortgage lender) was fantastic at FNC Bank! He helped my family get a loan for our new home. We got a construction loan for a shouse/barndominium. I’ve always heard it can be a difficult process with a bank to get a loan for this type of home and he made it easy. He’s always helpful with any question I have and will give you a great experience.
Tiffany
I have been with FNC bank for over 20 years and even though I have moved, I like the small town bank so I continue my accounts there.
Christyl
This is the best bank ever! I love you guys for all you've done for me over the years!
Jennifer
Did a great job with refinancing our mortgage, very helpful. Meet all of our regular banking needs with accuracy and a personal touch.
Christine
Really great bank, down to earth and personal. Does not have the corporate feeling vibe, long holds on the phone etc. High quality experience for sure. If buying a home, (FNC Bank) is truly fantastic.
Shawn
Friendly and capable employees who go beyond the ordinary. I was very impressed with the loan officer who helped with the car loan I received even though the dealer was being ridiculous. It took people in the Hudson and New Richmond offices to get it done, but it was completed in one day.
Deborah
We have been customers of FNCB for over 40 years and have been satisfied customers the whole way!
Doreen
We have banked at FNC bank for over 20 years. We can not say enough about how helpful the personnel has been whenever we have needed help doing or understanding something.
Arthur
Small town service with a smile, big city offerings!
Patty
I appreciate that FNCB keeps up with all the current technology.
