New Online & Mobile Banking

1. Log in with your same credentials using the login button on our bank website at www.fnc.bank.
2. Verify your identity. You will receive a verification code via the email you use to log in. Enter that code as instructed.
3. Once verified, you will be prompted to set up two-factor authentication using another verification source such as a mobile phone number. Two-factor authentication is an added security layer to further protect your sensitive data.

1. Search “FNC Bank Mobile Banking” in your app store to download the new FNC Bank mobile banking app.
2. Once, downloaded, you will login with your same credentials.
3. Verify your identity and set up two-factor authentication as noted for online banking users.
4. Once two-factor authentication is set up, you will have the option to activate Face ID or Touch ID for efficient access.

Click to download our new app today!

Online & Mobile Banking:

BUSINESS Online & Mobile Banking:

• Two-factor authentication for greater security. You will now have two layers of security to protect your sensitive online and mobile banking data.
• Enhanced application tools including a search function by transaction description, remote deposit enrollment, ability to attach receipt images, and advanced card controls.
• Additional account setting options such as hide/show accounts and tagging & adding notes to transactions.
• Availability to set up external accounts for effortless account transfers between your accounts at other financial institutions.
• Update user profile information including email or phone number, request change of address, and obtain forgotten username.
• In-app conversations. Coming Soon! Securely communicate with FNC Bank staff, tag accounts or transactions you have questions about, and share confidential data safely. In-app conversations provide greater security than communicating with FNC Bank via email or phone! Watch for this add-on in the coming months.

• All of the features within standard Online Banking, plus…
• Access to Cash Management options integrated directly within our new business application.
• User Management: Give account access to your employees using a wealth of entitlements and settings available to manage their permissions.
• ACH Payments: Pay your employees and vendors by scheduling ACH payments—all within the FNC Bank digital banking experience. A high-level overview shows what's scheduled, what's recurring, and which payments have already been sent.
• Wire Transfers: Within the main navigation, easily add and manage your accounts list, see an overview of everything that's scheduled, and create and initiate wires with the click of a button. You can even name your wires to keep everything organized.
• Autobooks: Send invoices and get paid right on your online banking dashboard. You now have the option to access the Autobooks plugin to manage invoices, estimates, customers, and payments.
• Positive Pay: Businesses can now automate check fraud detection right within your FNC Bank online banking experience. This cutting-edge technology verifies each check’s authenticity by matching against the amount, date, name, and check number to ensure there are no issues before processing.
• Reports: Reports will remain accessible by selecting the Cash Management link within the FNC Bank digital banking experience.
• In-app conversations: Coming Soon! Securely communicate with FNC Bank staff, tag accounts or transactions you have questions about, and share confidential data safely. Even tag other employees/users to bring them into the conversation! In-app conversations provide greater security than communicating with FNC Bank via email or phone! Watch for this add-on in the coming months.