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Why choose FNC Bank
FNC Bank is a locally-owned third generation community bank offering a full range of personal and business banking services. For more than 100 years, we have proudly supported local businesses and residents in achieving their financial objectives.
As a community bank, we are committed to delivering outstanding service, providing trusted financial advice, and building meaningful relationships for the betterment of our customers and the broader community. But don’t just take our word for it, our Google reviews and testimonials say it all.
What our customers are saying
Friendly and capable employees who go beyond the ordinary. I was very impressed with the loan officer who helped with the car loan I received even though the dealer was being ridiculous. It took people in the Hudson and New Richmond offices to get it done, but it was completed in one day.Deborah
So far this year we have opened up savings accounts for our children and navigated a stolen debit card number/fraud. Customer service reps in both situations were wonderful.Jamie
Did a great job with refinancing our mortgage, very helpful. Meet all of our regular banking needs with accuracy and a personal touch.Christine
FNC Bank has been our bank for over 40 years! Never had any issues. Great service!Richard
The best bank I have ever used. Everyone is has been so kind and helpful!Lisa
Always treated as family with every interaction!Byron
I have been with FNC bank for over 20 years and even though I have moved, I like the small town bank so I continue my accounts there.Christyl
This is the best bank ever! I love you guys for all you've done for me over the years!Jennifer
We have banked at FNC bank for over 20 years. We can not say enough about how helpful the personnel has been whenever we have needed help doing or understanding something.Arthur
I like the hometown feel and great customer service. I love the employees and they have went to great lengths to help me with things. Once I left my phone there and customer service called all my kids. Who does that? I love that they care that much.Jean
Have been extremely happy for the past 32 years as a customer.James
I absolutely love this bank!! They are very personable and I have NEVER had an issue with anything!! I love the ability to work with a small bank that is NOT forced to follow the "Rules" of a corporate company!!Cory
(Commercial Lender) was amazing to work with. My husband and I had a business idea and were not sure if the financing would work out. I'm so glad we called him. He was easy to work with, very responsive, and clearly knowledgeable in his field. Highly recommend.Mindy
Really great bank, down to earth and personal. Does not have the corporate feeling vibe, long holds on the phone etc. High quality experience for sure. If buying a home, (FNC Bank) is truly fantastic.Shawn
(Mortgage lender) was fantastic at FNC Bank! He helped my family get a loan for our new home. We got a construction loan for a shouse/barndominium. I’ve always heard it can be a difficult process with a bank to get a loan for this type of home and he made it easy. He’s always helpful with any question I have and will give you a great experience.Tiffany
Small town service with a smile, big city offerings!Patty
I appreciate that FNCB keeps up with all the current technology.Kathryn
We have been customers of FNCB for over 40 years and have been satisfied customers the whole way!Doreen
Keep doing a great job in helping customers with fraudulent charges. Top notch support. Some of my friends have had these issues with fraud and they received ZERO support from their bank. (that was not FNCB)! Thank you!Kate
Banked here for 15+ years. The staff are always helpful and knowledgeable, I recommend this bank to everyone I can!Auir
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National Financial Awareness Day: Take Control of Your Financial Future
Every year on August 14, we celebrate National Financial Awareness Day – a day dedicated to understanding the importance of financial literacy. More than just numbers and spreadsheets, financial awareness affects nearly every aspect of our lives. Yet, too many people struggle to manage money effectively, leading to stress and long-term financial instability. Improving your finances doesn’t have to be overwhelming. Small, consistent actions can lead to significant changes over time. Below are some practical steps to help you get started:Read More about National Financial Awareness Day: Take Control of Your Financial Future -
Avoiding Timeshare Resale Scams
Selling a timeshare can be challenging, and scammers often exploit this difficulty. These fraudsters pose as legitimate resellers or real estate agents, claiming to have buyers or guaranteeing a sale at a great price. They use fake credentials, websites, and documents to appear credible, sometimes even having prior knowledge about the timeshare. Once they hook you, scammers request upfront payments for fees like closing costs or taxes—typically via untraceable methods like wire transfers. Once paid, they may demand additional funds for unforeseen expenses, ultimately leaving victims with no sale and having lost hundreds or thousands of dollars.Read More about Avoiding Timeshare Resale Scams -
Are You a Business?
There was a time when a “business” was almost exclusively a bricks and mortar structure—a place where employees were required to be physically present every day, and somewhere customers needed to personally visit to access the goods or services they sought. While this does not seem too long ago for the more “experienced” among us, there are now entire generations that would find that kind of world not only quite strange but also very inconvenient. Regardless of age, however, I’d venture to say that most consumers today would generally agree with that statement—at least on the convenience front.Read More about Are You a Business?
Community Minded
At FNC Bank, we are committed to serving our local community.
579 Youth
touched by our financial literacy presentations in 2024.
83 Causes
supported through community outreach programs in 2024.
104 Grants
provided since launching our grant program in 2020.
