Community Banking Month

Help Us Celebrate Local Banks!

Each Friday in April, FNC Bank will be serving cookies at each of our branches. Stop by to say hi and enjoy a sweet treat!

Cookie Fridays: 4/5, 4/12, 4/19 & 4/26

What sets community banks apart?

• An independent community bank is a locally owned and operated bank, where bank loans and deposits help benefit local businesses and communities.
• Community banks are the primary source of lending for small businesses and farms, providing roughly 60% of all small business loans and more than 80% of agricultural loans.
• Community banks are preferred by small business lenders, with high customer satisfaction rates compared to large banks, finance companies, and online lenders. 81% of community bank loan applicants were satisfied, compared to 68% at large banks, and 48% at online lenders.
• Community banks contribute tax dollars that help maintain local municipalities.
• Research has shown average fees for checking accounts and other depository services are lower at community banks than at large, multi-state institutions.
• Community banks give back to the community by supporting local events, programs, and organizations.
• Community banks reinvest deposits almost exclusively within their local communities. Nearly 95% of the bank’s investment is put back in your community through residential mortgages, small business loans, agricultural and student loans.
• Because community banks are themselves small businesses, they understand the needs of small-business owners.
• Community banks’ boards of directors are made up of local citizens who want to advance the interests of the towns and cities where they live and where their banks do business.

Thank you for supporting your community by banking locally with FNC Bank!